Qualified Loans

Conventional & Government Loans

ZERO-DOWN (FHA) Home Loan

Eliminate the barrier of a down payment and enable your clients to realize their homeownership dreams. Min. FICO 600 100% FHA Financing

CONVENTIONAL

HomeReady® and Home Possible® available, flexible funding options, waived LLPAs for first-time homebuyers, restrictions apply. Min. FICO 620

FHA

Designed to make homeownership more accessible for FTHBs & those with lower credit scores. No overlays, Manual underwriting available! Min. FICO 550

VA

Help secure welfare and homeownership for veterans and their families, VA loan benefits include no down payment, simple underwriting, low rates, and flexible qualification guidelines. Min. FICO 620, up to LTV/CLTV 100%.

Temporary Buydown

Make homeownership more affordable! Reduce your client's monthly payments by securing a lower interest rate for up to 2 years.

CalHFA FHA

Designed to provide affordable housing options for low-to-moderate income homebuyers. Min. FICO 640 and up to LTV/CLTV 96.5/100%

CalHFA Conventional

Tailored toward a market of both first-time homebuyers and low-income borrowers, this option offers flexible, low down payment mortgage options. Min. FICO 680 and up to LTV/CLTV 97/100%

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